Fiducism is a social philosophy built on the fundamental human nature of connection.
It unites ideas from many political and spiritual directions, including conservative community thinking, libertarian love of freedom, ethical idealism, and economic pragmatism.
Its core is the idea that trust is the highest currency and that a life of mutual, voluntary commitment is the path to greater prosperity, more security, and deeper satisfaction.
What makes Fiducism so special is its immediate applicability. Anyone can start immediately by transferring the principles of trusting reciprocity, which we naturally live in friendship and family, to their entire work and economic life.
It's not about building a utopia, but about making the already proven success models of our closest relationships the foundation of the entire society. On this path, not only a better life emerges for the individual, but inevitably also a more resilient, more humane and freer society for all.
The driving force of Fiducism lies in the immediate fulfillment that arises from cooperation and building sustainable relationships. This attitude is guided by three principles:
One acts only when the activity itself brings joy or gives personal meaning. This protects against disappointment if no return occurs, and ensures that every contribution happens from intrinsic motivation – not from duty or expectation.
This way one builds trust with one's counterpart and a general reputation without suffering a disadvantage if nothing comes back.
This corresponds to the Taoist principle of Wu Wei (action through non-action).
Friction – in the form of bureaucracy and distrust – is a sign of already failed trust. Fiducism therefore aims preventively at building relationships that make such 'protective mechanisms' unnecessary from the outset.
Conflicts, bureaucracy, distrust, and unnecessary effort are considered obstacles to effective action. The goal is to design interactions so that energy remains free for the essential: creating value and deepening relationships. This includes clear communication, reliability, and if necessary the choice of tools (like contracts or money) that reduce conflicts.
Unlike utopian systems that want to enforce perfect equality or common ownership of goods, Fiducism acknowledges human nature. It relies on the attractive power of the success model, not the coercion of an ideology.
No one is forced to follow the pure doctrine. But there are clear ideals, and every approach to the ideals is an improvement:
- Gradual approach to ideal conditions, not utopian perfectionism.
- Exceptions are allowed if they bring advantages or reduce friction (like using state infrastructure as long as no better alternative exists).
- The focus is on the result – more prosperity, security and freedom – not on dogmatic purity.
One helps others because the activity itself is enjoyable, deepens the relationship and thus strengthens one's own network of connectedness. These principles do not work separately but are interwoven: voluntary connectedness minimizes friction, and low-friction interactions in turn promote deeper trust and stronger connections.
Together, these principles form a basis for relationships that are both fulfilling and realistically implementable.
This model divides all social interactions into three clear levels, ordered according to the degree of friction they generate. The goal of Fiducism is the transition from the most friction-intensive to the least friction-intensive level.
As an individual, one does not act on only one level, but switches between them depending on context. A fiducistically thinking person interacts with their family on Level 3, uses the contract law of Level 2 for business with a new partner, and simultaneously resists the encroachments of Level 1. The art is to steadily expand the radius of Level 3 and continuously reduce dependence on Level 2 and especially on Level 1.
Progress therefore does not consist in completely destroying Level 2 to reach Level 3, although this scenario cannot be completely ruled out.
Instead, the goal is to continuously expand the scope of Level 3 at the expense of Levels 1 and 2, where it makes sense.
In a healthy society, the following would ideally prevail:
This three-level model makes the fiducist path concrete, measurable, and strategically comprehensible. It transforms a philosophical idea into a clear roadmap for individual and societal action.
The trust network is the lowest-friction and most efficient system of human cooperation. It consists of voluntary, overlapping networks of individuals based on reciprocity, reliability, and shared values. Unlike centralized systems, it arises organically from below and grows through consistent application of fiducist principles.
Every trust network begins small. The most natural and stable seeds are found in:
These core units form the foundation on which larger networks can build.
Many of these communities can also emerge online nowadays.
A trust network is not a flat, uniform mass. Even in the most voluntary cooperation, informal hierarchies form based on abilities and reputation.
Thus, authority figures can emerge in various networks, locally and online.
These natural leaders are the living nodes of the network, the moderators of cooperation, and the guardians of its culture. They are proof that a society without a state does not have to be leaderless.
Trust does not arise from strategic calculation, but from genuine engagement fueled by intrinsic motivation. The driving forces are:
Only this intrinsic motivation – acting for the sake of the matter and the connection – enables a genuine advance of trust without the risk of exploitation.
One is like an intern working out of passion for the field: Even if the concrete return fails to materialize, the activity itself was rewarding. This attitude protects against disappointment and makes the trust resilient.
Thereby, one builds reputation generally and trust among each other:
- every action in this spirit builds the personal trust account
- a good reputation based on genuine engagement becomes the most valuable currency within the network
Individual level:
Network expansion:
Ideal framework conditions:
Interaction with etatism (Level 1):
Interaction with libertarian structures (Level 2):
The transition does not happen through revolution, but through gradual displacement:
The biggest challenge remains preserving decentralization - the network must remain resilient against the temptation of centralization, which would destroy its essential strength.
Through consistent application of these principles, the trust network grows from an alternative to the dominant organizational principle of a free, prosperous, and humane society.
For interactions outside the closest trust network – with strangers or for undesirable, transactional tasks – money and formal contracts are practically indispensable. From a fiducist perspective, however, they are not desirable ideals, but pragmatic tools to bridge trust deficits. They ensure cooperation where no deeper connection yet exists, and are appreciated as such, not romanticized.
Fiducism does not reject money and contracts, but classifies them strategically and always retains control over their use:
Through this understanding, money and contracts transform from necessities into consciously chosen tools. They are the stable infrastructure that enables and secures the unfolding of the friction-free trust networks in the first place.
This process transforms transactional relationships into trust-based connections – making them more efficient, more pleasant, and lower in friction. Money and contracts are thus the bridge, not the goal.
The state is not a neutral actor. From a fiducist perspective, it represents the greatest systematic obstacle to building a low-friction, trust-based society. Its essential function is not coordination, but the institutionalization of friction through coercion.
Every act of bureaucracy – from permits and registration forms to complicated tax returns – represents friction. It consumes time, energy, and resources that could not be invested in building productive trust relationships. A community garden project fails not for lack of initiative, but because of denied permits and regulations.
Taxes punish productive activity and trade. They deprive trust networks of the capital necessary for investments, mutual aid, and building alternative structures. Every euro paid to the state is a euro that cannot be invested in sustainable structures.
Through its monopoly on money and the associated inflation (currency devaluation), the state punishes savers and long-term thinking. It thereby sabotages the foundation of all trust-based planning, which relies on reliability and value stability. Bitcoin appears here as an obvious alternative: A low-friction, non-state money.
By making itself the sole arbiter, the state stifles the development of private, decentralized, and thus lower-friction conflict resolution mechanisms. Disputes must be channeled through its sluggish, expensive, and often unfair system, instead of being resolved quickly and efficiently within the affected community.
Moreover, the state is both party and arbitrator in conflicts with the citizen. This creates the motivation to even create conflicts in which it can then present itself as a problem solver, thereby further expanding its power. It gains false trust through fraud.
The state fundamentally distorts the incentive structure of a society.
Resources are increasingly obtained through political influence (lobbying) rather than through actual value creation and building trust. Those who are close to the state are always favored, often already large and influential companies, which further widens the gap between rich and poor.
The new money then flows mostly into stocks and real estate to counteract currency devaluation. This makes housing more expensive, as it is now used primarily for speculation rather than for use, which particularly harms the poor.
Social redistribution programs replace the natural, voluntary mutual aid in families and neighborhoods.
They create dependence on the apparatus and undermine the motivation to build one's own trust networks.
Children are no longer seen as necessary to secure one's own pension, and society becomes increasingly fragile.
Complex regulations often serve as a barrier for new competitors and agile, trust-based alternatives that could threaten the established, state-protected structures.
Small businesses are often more efficient because everyone pulls together, but they often lack the network and money to deal with the required bureaucracy.
Hygiene regulations, intended to protect against impersonal industrial practices, now harm the small farmer who knows all his customers personally and therefore naturally pays more attention to sensible hygiene.
The fundamental difference between state and fiducist action lies in the method:
The goal is not the reform of the state, but its gradual displacement by superior alternatives. Every time a need is satisfied by a trust network (Level 3) or a contractual, voluntary arrangement (Level 2), the state's coercive solution (Level 1) loses a piece of its legitimacy and necessity. The state is not abolished, it becomes obsolete.
Fiducism is not a utopian fiction. Its cultural anchoring does not start from scratch, but is already found in the vital niches and subsystems that already support the crumbling framework of late-etatist society. This chapter examines these living seeds and outlines the strategy to elevate their principles from the exception to the new societal norm.
Before we design the future, we must understand the present. In various areas, systems have already been established that function according to strict fiducist principles – not out of theoretical conviction, but from pragmatic necessity and superior efficiency.
These subsystems are the living proof for the thesis of Fiducism. They work not despite the lack of state authority, but because of its absence. They were forced to develop superior, lower-friction systems based on trust and commitment.
Besides the obvious fiducist relationships (family, friendship), the following communities are:
Beyond political structures, communities flourish that replace state functions:
- Neighborhood help and exchange rings: They form a shadow economy of reciprocity based on personal commitment rather than taxes and bureaucracy. People from the village help each other out. Payment is often a specific service in return (like gardening in exchange for house repairs), or simply a gift in kind (like a bottle of wine).
- Private security networks: In regions with high crime, neighbors organize their own guard services and communication networks that are more effective than any police apparatus.
- Community gardens and food-sharing: They place food supply on a transparent, local basis independent of large corporations.
These core units form the foundation on which larger networks can build. The strongest among them even manage to scale this principle to an entire nation – consider the role of the Grand Duke of Luxembourg as a kind of king of a large village: A symbolic, trust-based integrating figure whose authority is based not primarily on coercion, but on acceptance and connectedness, and who thus becomes a crystallization point of national identity.
This shows that Fiducism does not want the abolition of authority per se, but its transformation. It replaces the model of the ruler with that of the king, who acts through personal authority and trust.
This is the crucial fiducist difference: Authority emerges from below through voluntary recognition, rather than being imposed from above through coercion. The Grand Duke is a living example that this is possible even on a large scale.
In environments where trust in institutional authorities (media, state) has eroded, personal trust becomes the only remaining currency of legitimacy. Here Fiducism shows itself in its pure form. Access and influence to the inner circle are granted not to those who present the "right" papers, titles, or the best rhetoric, but to those who are trusted based on recommendations, transparent action, and proven reliability.
Even in the fiercely competitive world of global corporations, fiducist principles prevail where state regulation is too slow, too inflexible, or too incompetent. Industry-wide standardization committees are a prime example of voluntary, trust-based cooperation at the highest level.
The digital sphere produces some of the purest fiducist cultures:
- Open-source projects: Here, only the contribution (code, design, documentation) counts. Status, title, or origin are irrelevant. Reputation is built through demonstrable competence and reliability.
- Specialized forums (Investment, Technology, Craft): In these ecosystems, bad advice or fraudulent behavior is quickly identified and punished by social ostracism (ban, loss of reputation). Good advice is rewarded with trust and reputation.
The existence of these seeds is the first step. The next is their conscious cultivation and expansion to elevate fiducist principles to the new cultural norm.
The goal is a society where trustworthy, reliable action is seen not as naive, but as a sign of competence and maturity. Only through an understanding of Fiducism's ideas do the successes of the already fiducist systems become visible.
People who understand this will focus more on building relationships and less on reshaping systems.
More individuals and groups will achieve extraordinary results through trust and cooperation, and more people will understand this dynamic.
A culture does not change by decree, but by new, successful behaviors giving rise to their own symbols, narratives, and linguistic expressions. With the spread of fiducist practice, the following developments will naturally occur:
The established culture of distrust loses not through confrontation, but through gradual irrelevance. The fiducist response to resistance is not combat, but calm delimitation and the building of superior alternatives.
Fiducism is not an academic exercise, but the answer to the longings of very different people for a better, more humane form of living together.
Perhaps you recognize yourself in one of these descriptions:
Anarcho-Reciprocism is not a mixture of ideologies. It is an evolution. By applying the fiducist principle of friction minimization through trust, it filters out the utopian and cold elements of the other philosophies and unites their practical strengths into a coherent, human-friendly, and libertarian model for a post-state society. It is the pragmatic Next Step.
Fiducism does not exist in a vacuum but is the pragmatic synthesis of insights from philosophy, religion, and cultural values.
Fiducism draws from a rich philosophical heritage but discards its often metaphysical or abstract foundations in favor of a strictly worldly and pragmatic approach.
Kant demands that we act only according to those maxims that we can at the same time will to become universal laws.
Its strength is the uncompromising generalizability, without declaring specific things as moral.
But therein also lies its weakness for practice: It views people as equal rational beings and ignores their personal differences, abilities, and the diversity of their relationships. If taken absolutely literally, it would even be impossible to ethically justify specialization and division of labor – for one cannot truly will that every person becomes a baker if I myself want to be one.
Fiducism asks the more practical, context-aware question: "How do I act so that I strengthen the trust in my specific network and minimize friction?"
The answer is not abstract and fixed for all time, but dynamic and relationship-dependent. It considers the individual strengths of the participants and allows the baker to be a baker while the doctor is a doctor – because this specialization maximizes trust and prosperity in the specific network of the village, even if it cannot be generalized as a law for all humanity. Fiducism translates Kant's rigorous universality into a flexible, context-sensitive ethics for everyday life.
The traditional rule ("Treat others as you wish to be treated") is well-intentioned but, strictly applied, leads to everyone forgoing things they themselves want for the sake of the other, even though the other has different desires. And so in the end, everyone is worse off than if everyone looked after themselves. At best, it can be a useful basic rule as long as one does not know the other well enough.
The fiducist approach refines it to "Treat others as the quality of your specific relationship requires for a low-friction and trusting interaction." This considers different relationship levels (family, business partner) and replaces subjective desires with the objective criterion of friction minimization.
In Epicurus' garden, friendship and freedom from suffering and disturbance were considered the highest goods of a successful life. This is a direct anticipation of the fiducist basic motivation.
Fiducism offers practical instructions for action to actively build and nurture these friendship networks to achieve the desired state.
Like the Stoics, Fiducism emphasizes the absolute personal responsibility of the individual and the focus on the area one can control – one's own actions and the cultivation of one's own relationships. The crucial difference lies in the addressee of the duty: Not to an abstract world logos or cosmic reason, but to the concrete people in one's own trust network.
This philosophy shares with Fiducism the central criterion of utility as a measure for evaluating actions.
Fiducism solves the central problem of utilitarianism (the tendency towards collectivist logic of coercion) by strictly binding utility to voluntary interactions and bilateral exchange. An action is only useful if it increases the utility of all directly involved parties in a voluntary transaction. Thus, Fiducism is a defused, more individualistic, and more practical form of the utilitarian idea.
The great world religions have condensed cultural knowledge about human coexistence over millennia. Fiducism preserves this practical wisdom but discards the dogmatic and transcendent justifications that surround it.
The radical ethics of love for one's neighbor and forgiveness represent an extreme form of trusting goodness.
Fiducism transforms this ideal into a worldly practice of empathy and restoration of relationships. The motivation is no longer divine command or otherworldly reward, but practical utility: Understanding the reasons for misconduct often enables conflict resolution and the recovery of a valuable member for the trust network, instead of losing them through condemnation.
Concepts like karma and compassionate action are freed from their esoteric component of reincarnation in Fiducism and reinterpreted as a principle of social feedback. A good deed is not a coin for the next life, but an investment in the social capital of the present life. It immediately strengthens the trust account within the network and creates real commitment.
According to this traditional teaching, society should function through a system of mutual duties and respectful relationships.
Fiducism preserves the valuable core of emphasizing reliability and commitment in relationships but frees it from rigid hierarchical prescriptions. In Fiducism, duties do not arise from a predefined role, but organically from the voluntarily entered and nurtured relationship.
The Taoist ideal of Wu Wei – acting through non-action or non-forcing action – finds its fiducist equivalent in the effortless cooperation of a perfectly coordinated trust network. One acts from an impulse of ease – be it rest, work on one's own project, or help from strangers. That is a basic principle of Fiducism.
The Taoist sage rules so harmoniously that the people believe everything happens by itself. In Fiducism, there is no single ruler in that sense, but whoever builds trust through reliability and value creation gains informal authority that is not commanded but naturally recognized.
The analysis shows a striking agreement: The core values of Fiducism – truthfulness, reliability, reciprocity, care – are not new inventions. They form the ethical backbone of countless philosophical and religious traditions.
But here the commonality ends. The decisive break with tradition lies in the source of moral obligation.
In the previous systems, these values received their authority and normative weight from an external, often transcendent instance: A divine command, a cosmic principle, an abstract law of reason, or the authority of tradition and sages. One acted rightly to satisfy these external demands.
Fiducism severs this connection. For it, the only source of obligation is the immediately experienceable, worldly utility. An action is not good because it corresponds to a divine law, but exclusively because it leads, in the empirically observable reality, to more prosperity, greater security, deeper satisfaction, and less friction for all involved parties.
This radically pragmatic approach has a profound consequence: It transforms ethics from a belief into an experiential science. The truth of a fiducist action is measured not by its agreement with a doctrine, but by its results. It is falsifiable. If an action considered trusting leads to harm and friction every time, the strategy must be adjusted – without having to carry the dogmatic burden of eternal truths.
The result is a purely immanent, empirical, and pragmatic ethics. It offers a stable moral compass for a pluralistic world, as it can unite people of the most diverse ideological backgrounds on the basis of common desires (prosperity, security) without them having to give up their convictions. The question is not whether one believes in it, but whether it works.
The most fascinating confirmation for fiducist principles is found not in academic treatises, but in the narratives that dominate our collective imagination. These stories reveal a deep cultural longing for the values of Fiducism – and an equally deep fear of their opposite.
The crew of Monkey D. Luffy is the narrative incarnation of the fiducist trust network. Their relationship is based not on contracts or coercion, but on absolute trust, voluntary commitment, and the unconditional support of each member's individual dreams within a common framework.
They embody a community where cooperation is effortless and friction is minimized because every action grows from a fundamental trust and shared values.
Luffy in particular embodies Wu Wei.
This work is the cruel and brilliant depiction of the antithesis to Fiducism: The endless, self-reinforcing cycle of violence that arises when every foundation of trust is destroyed and replaced by absolute distrust, ethnic nationalism, and the belief that security can only be achieved through the total annihilation of the other.
It is the darkest possible warning of a world that Fiducism wants to prevent – a world where friction is so extreme that it can only end in complete destruction.
Fiducism can be a solution to prevent such situations, especially through global online contacts.
Fiducism is the modern, pragmatic extract from millennia of human reflection on ethics and community. It preserves the wisest insights of philosophy and religion, throws overboard their metaphysical mortgage, and puts them in the service of a single, verifiable goal: Building a better life for all involved – in this world.
It is the blueprint for a society that builds not on utopian dreams, but on the already proven, most natural forms of human cooperation and finally makes the cultural longing for connection attainable.
As should already be known, the long-term goal of Fiducism is not the reform of the state, but its complete replacement by the organically grown societal form of Anarcho-Reciprocism – a rule-free order based exclusively on the principles of voluntary reciprocity.
The emergence of this new order follows no revolutionary master plan, but the pragmatic principle of gradual displacement by superior alternatives.
Every time a human need – whether security, dispute resolution, retirement provision, education, or healthcare – is satisfied faster, cheaper, and more humanely by a voluntary trust network (Level 3), the state monopoly (Level 1) loses another piece of its legitimacy and reason for existence. The state is not overthrown. Its functions are taken over from below until it withers away, obsolete and meaningless.
This can be promoted by Bitcoin (Level 2). The state loses power as soon as it no longer has a money monopoly. It has no sustainable way to protect itself from long-term irrelevance if it does not integrate into the global trust network.
The anarcho-reciprocal society is not a homogeneous entity, but a dynamic, ever-changing fabric of overlapping trust networks. Ideally, not just a new apparatus of private courts and agencies replaces the old state, but the necessity for such formal institutions is massively reduced by the prevailing social reality of trust networks.
The anarcho-capitalist infrastructure (Level 2) forms merely the minimal, last-resort safety net for the few interactions that must take place outside the omnipresent trust networks. The goal of Anarcho-Reciprocism is to continuously minimize the scope of this Level 2 through the expansive growth of Level 3. Society is not governed by providers, but by the culture of trust.
This society is characterized by maximum freedom to associate and dissociate. The primary response to dissent or unwanted behavior is exclusion or exit, not rebellion. Those who do not share or violate the norms of a particular trust network lose its advantages and must turn to other networks corresponding to their preferences or use the more transactional Level 2 (markets, formal contracts). This constant filtering and sorting process ensures stability through homogeneity in the micro-communities while maintaining diversity and freedom in the overall system.
Anarcho-Reciprocism is not a utopian new beginning, but the logical culmination of the synthesis developed in this book:
- it preserves the communist ideal of reciprocity without its coercive apparatus
- it uses the libertarian/agorist tools of the market and private property without ending in a cold, anonymous society
- it fulfills the conservative need for reliable community without having to fall back on traditionalism or nationalism
- it anchors itself in a pragmatic, worldly ethics that can unite people of all worldviews on the basis of common interests
The vision of Anarcho-Reciprocism is thus the practical realization of a free, prosperous, and deeply humane society, whose order is not commanded from above, but emerges organically from below – from the sum of countless voluntary, trusting actions.
Before I end this book, I would like to set the theory aside and return to the personal insight from which all this originated:
People always think that the system is what matters. That a good system leads to a good society. At least I thought so. But I don't really believe that anymore.
What is most important are the people, not the system.
Communities are only implicitly expected by most political ideas but never play an important role. And it seems that their role in our actual lives is decreasing more and more.
There may be more networks nowadays, but very few of them are based on genuine trust and commitment.
More and more people live alone, have little contact with family, have few close friends, perhaps only a home office job and never have to leave the house. Even online, in the supposed village of global connection, deep, reliable bonds are rare.
Fiducism is my answer to this emptiness. It is the attempt to answer the question: How do we build real communities again? How do we manage to focus not on thinking about systems, but on the quality of our interpersonal relationships?
This book is not a pure thought experiment. It is a toolbox for everyone who feels that our greatest wealth lies not in our bank account, but in the depth of our connections to each other.